News release. Salary Revenue Locations History Demographics CEO & Executives. Chewy Expands into Pet Insurance, Partners with Trupanion, Download this In addition to being strategically positioned geographically in the European Union, the Smart Paws team brings expertise within the regions veterinary industry, which will be integral to building our presence in that market.. By providing your email address below, you are providing consent to Chewy, Inc. to send you the requested Investor Email Alert updates. Most relevant news about TRUPANION, INC. 11/03: Trupanion : Q3 Earnings Snapshot: AQ. By partnering with Trupanion, Chewy will be able to leverage Trupanions patented software to pay veterinarians directly, thus reducing out-of-pocket expenses and increasing access to care. Trupanion Exclusive partnership provides CKC members immediate, comprehensive coverage through Trupanion for the first time Seattle, Oct. 06, 2022 (GLOBE NEWSWIRE) -- Trupanion, the leader. Claim Form. You must click the activation link in order to complete your subscription. Trupanion can pay your hospital directly at checkout. Were excited to expand our alliance with Trupanion and offer this product as a way to help even more customers prepare for and recover from the unexpected. Ken Heidrich, Agency Vice President at State Farm. At Trupanion, we offer a collaborative, casual, and pet-friendly environment where everyone is encouraged to be themselves. You must click the link in the email to activate your subscription. The average life span of a dog is 10 to 15 years and we want owners to be responsible and be prepared to care for their dogs from puppyhood all the way to old age., We are excited to partner with Trupanion who can assist our breeders and their puppy buyers in ensuring their dogs are prepared for a long and happy life. These plans will be available for purchase exclusively on Chewy.com beginning in Spring 2022. If enrolling multiple hospitals with the same information, please include all of the hospital names below. Online yoga offered by a certified instructor twice a month. We are filling Sydney, Brisbane, Perth and Melbourne territories in 2022. For more information, please visit trupanion.com. Founded in 2000, All forward-looking statements made in this press release are based on information available to us as of the date hereof, and we undertake no obligation to update these forward-looking statements. #trupanionhappy. Questions? Territory Sales Partner - Pittsburgh, PA . After submitting your request, you will receive an activation email to the requested email address. At Trupanion we trust each other, we care about one another and we want to see our team members succeed. Through this partnership, Chewy will offer customers both preventative care wellness plans and comprehensive insurance plans for accidents, illnesses and chronic conditions. Through this partnership, Chewy will expand its suite of. As a Territory Partner Associate, you will earn revenue while helping veterinarians and pet owners provide the highest quality medical care to their pets. Trupanion Laura Bainbridge, Vice President, Corporate Communications 206.607.1929 InvestorRelations@trupanion.com Michael Nank, Manager, Public Relations 206.436.9825 michael.nank@trupanion.com Source: Chewy, Inc. View all news Your pet's name Is your pet: Male Female View source version on businesswire.com: These forward-looking statements are based upon the current expectations and beliefs of our and Trupanions management and are subject to risks and uncertainties that could cause actual results to differ materially, including risks and uncertainties relating to whether and the extent to which this partnership may be successful; our expectations that launch will begin in a small group of states and that we will make changes as we extend availability into additional states; the need to obtain regulatory approvals for the Chewy insurance offering; the ability to integrate, implement and otherwise operationalize the arrangement; the expectation that no material revenue will be generated from the relationship for at least a year and during that time various business risks may impact either party; Trupanions losses since inception and ability to maintain its rate of revenue growth and achieve or maintain profitability; Trupanions ability to grow its member base, retain these members, and recover its member acquisition costs; Trupanions severity and frequency of claims; the competitive environment and ability to anticipate and respond to market trends; difficult conditions in global capital markets and the economy; and other risks and uncertainties set forth in our and Trupanions filing with the Securities and Exchange Commission from time to time. This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934 relating to, among other things, expectations, plans, prospects and financial results for Trupanion, including, but not limited to, its expectations regarding its ability to continue to grow its enrollments and revenue, and otherwise execute its business plan. Contact: Partnership opportunities; Get a quote AMERICAN PET INSURANCE COMPANY a New York Insurance Company Administrative Office: 6100 4th Ave S., Suite 200, Seattle, WA 98108 A Trupanion Territory Partner serves as a consultant to Trupanion and is the exclusive representative for our pet health insurance product within the Tampa Baymarket. Our mission is to help the pets we all love receive the veterinary care they need. See our policyfor full coverage details. Trupanion policies are issued, in the United States, by its wholly-owned insurance entity American Pet Insurance Company and, in Canada, by Omega General Insurance Company. SEATTLE, Sept. 07, 2022 (GLOBE NEWSWIRE) -- Trupanion, Inc. (Nasdaq: TRUP), the leading provider of medical insurance for cats and dogs, announced the acquisition of Smart Paws GmbH (Smart Paws), a rapidly-growing pet insurance provider with operations in Germany and Switzerland, on August 31. Trupanion is a leading provider of medical insurance for cats and dogs in North America. A live webcast will be available on . TRUPANION, INC. : Press releases relating to TRUPANION, INC. Investor relations | BOERSE MUENCHEN: TPW | BOERSE MUENCHEN There are no franchise fees and this business does not necessitate a brick-and-mortar operation. They are the individuals who actually promote the product and build relationships with Veterinarians across the country. We are excited about our collaboration with Trupanion, with whom we share our values of customer centricity and product innovation, said Mita Malhotra, VP and Head of Chewy Health. Territory Partners build relationships and educate veterinarians, vet techs, and office staff about how having clients who are insured by Trupanion will not only benefit their practice, but also the lives of the companion animals and families they serve. To opt-in for investor email alerts, please enter your email address in the field below and select at least one alert option. Our differentiated business model is resilient and consistently delivers strong . The financial terms of the transaction were not disclosed. Animal companionship is on the rise, and pets are getting increasingly pampered by the same technology that their humans make use of. 206.436.9825 We are a diverse group of pet-passionate individuals and every role in our company can make an impact on our mission to help cats and dogs receive the medical care they deserve. All rights reserved. Combined, these offerings will help owners grant affordable and high-quality health care services to their pets. In addition, you will have your auto expenses on a monthly basis. See the policy for full coverage details. Editorial Note: We earn a commission from partner links on Forbes Advisor. Accessed December 7, 2021. https://investor.chewy.com/news-and-events/news/news-details/2021/Chewy-Expands-into-Pet-Insurance-Partners-with-Trupanion/default.aspx, Veterinary medicine enhances the lives of pets and their owners, Association of Shelter Veterinarians announces academic journal, Guessing games and silly accents with Dr Jennifer Vitucci. Published October 6, 2022. In 2021, Trupanion paid $1,853,000 across a total of 6,900 claims. VetEngage@Trupanion.com | 888.254.5646 We love informed decisions. NOMV is the world's largest peer-to-peer support group working to transform the well-being and status of mental health within the veterinary community. Our clients are very happy with the pay-to-hospital feature - it completely takes the question of whether or not to treat an accident or injury off the table! Trupanion Veterinary Relationship Associate Silver Spring, MD 30d+ $46K-$66K Per Year (Glassdoor est.) 3.4 Management. 241436 (Hollard) and distributed, promoted and administered by Trupanion Australia Pty Ltd (ABN 33626393628, AR 1268213) as an authorised representative of . As part of the campaign, Trupanion partnered with NOMV, MightyVet and MCVMA. Team members may enroll one pet (cat or dog) in a Trupanion medical insurance policy at no charge. We'll send you an email to set up a password for your account. Curious: We seek new information to continually better ourselves and our work. This new partnership will aid in propelling awareness among the pet parent community, thus simplifying the end-to-end processfrom researching and purchasing pet insurance to filing, tracking, and paying for claimswhile providing access to a suite of additional Chewy Health services. ET. Follow Company. Partnerships Affiliates Breeder Support Employee Benefits Program . Dpelkey@chewy.com, Trupanion Chewy, an online retailer for pet products, announced a partnership with pet insurance provider and Trupanion competitor, Lemonade. For over two decades, Trupanion has given pet owners peace of mind so they can focus on their pet's recovery, not financial stress. Collaborative: We work together to achieve company goals (we not me). Trupanion offers a wide range of deductible options . At Trupanion, we achieve great things together when we are: Caring: We are kind to each other and assume positive intent. Got any questions? Contact: Michael Nank michael.nank@trupanion.com. Helpfulness Rating Date. The launch of customized care plans specifically designed for our customers is an important enhancement to the Chewy Health ecosystem, advancing our mission to make pet healthcare more affordable and accessible for all pet parents, added Malhotra. For more information, please visit trupanion.com. If you experience any issues with this process, please contact us for further assistance. Partners make $76,119 per year on average, or $36.60 per hour, in the United States. For over two decades, Trupanion has given pet owners peace of mind so they can . For a detailed discussion of these and other cautionary statements, please refer to the risk factors discussed in filings with the Securities and Exchange Commission (SEC), including but not limited to, Trupanions Annual Report on Form 10-K for the year ended December 31, 2021 and any subsequently filed reports on Forms 10-Q and 8-K. All documents are available through the SECs Electronic Data Gathering Analysis and Retrieval system at https://www.sec.gov/or the Investor Relations section of Trupanions website at https://investors.trupanion.com/.Contacts: Investors: A Trupanion Territory Partner Associate serves as a consultant to Trupanion and is the exclusive representative for our pet health insurance product within a specified area. A Trupanion Territory Partner serves as a consultant to Trupanion and is the exclusive representative for our pet health insurance product within the Tampa Bay Market. Link in my bio if you're interested in checking it out. Laura Bainbridge, Vice President, Corporate CommunicationsInvestor.Relations@trupanion.com. Partnership opportunities Get a quote Large or medium size corporations interested in exclusive partnership opportunities with Trupanion are encouraged to learn more by visiting our partnership page or calling 888.624.7173. Position Summary: Underwritten by American Pet Insurance Company. OLYMPIA, Wash. - Insurance Commissioner Mike Kreidler fined Trupanion Managers USA, Inc., a Seattle-based pet insurance producer, $100,000 for violating Washington state insurance laws and rules.. Kreidler found that Trupanion committed the following violations: Gave gifts in excess of $100 to one veterinary clinic from 2016 to 2018 in exchange for referrals. Trupanion is a leader in medical insurance for cats and dogs throughout the United States, Canada and Australia with over 600,000 pets enrolled. As part of the partnership, CKC members also have access to Trupanions robust Breeder Support Program. This is 48% more than the national average salary for Partners. 2022 MJH Life Sciences and dvm360 | Veterinary News, Veterinarian Insights, Medicine, Pet Care. With Trupanion, all pets receive the same coverage regardless of breed. 07/06: Trupanion Continues To Pay Veterinar : Thousands of additional Veterinary Hospitals Now Ha.. GL. June 25, 2019. With the acquisition of Smart Paws, Trupanion builds on its international footprint, a key tenet of its 60-month plan. Box 5469 Port Macquarie, NSW 2444 In keeping with their mutual brand commitment to surprise and delight customers, pet parents will receive the exceptional customer experience both Chewy and Trupanion are known for and convenient 24x7 access to a dedicated customer service team. Territory Partners build relationships and educate veterinarians, vet techs, and . Pet medical insurance helps reduce the stress of veterinary medical bills, allowing families to focus on their beloved pet. For over two decades, Trupanion has given pet owners peace of mind so they can focus on their pet's recovery, not financial stress. Trupanion works with the following carriers: Alltel, AT&T, Boost, Sprint, T-Mobile, Verizon Wireless, Virgin Mobile USA and U.S. Cellular. Trupanion Australia is a partnership between Trupanion and Hollard Insurance Company. MCVMA is leading the veterinary profession towards racial and ethnic diversity, equity, and inclusivity. Trupanion pays Partners $113,002 per year on average. U.S. Seasonal allergies. To receive notifications via email, enter your email address and select at least one subscription below. Get a Free, No-Obligation Pet Insurance Quote! Experience the difference! Trupanion is committed to providing pet owners with the highest value in pet medical insurance with unlimited payouts for the life of their pets. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. In 2018, State Farm began offering pet insurance through Trupanion in Arizona, Oregon, Missouri, Illinois, Indiana, and Colorado. The launch of customized care plans specifically designed for our customers is an important enhancement to the Chewy Health ecosystem, advancing our mission to make pet healthcare more affordable and accessible for all pet parents., Were humbled and excited when we find a partner like Chewy, who recognizes the value of our brand and expertise, said Margi Tooth, Co-President of Trupanion. Trupanion policies are issued, in the United States, by its wholly-owned insurance entity American Pet Insurance Company and, in Canada, by Omega General Insurance Company. Trupanion Australia is a partnership between Trupanion and Hollard Insurance Company. For the first time, CKC members have access to Trupanions unlimited coverage with no payout limits for the life of the pet. Location. The companies will join forces to offer insurance and wellness plans to millions of Chewy customers. Job Description. This field sales position will require you to work within the veterinary hospital setting, developing relationships with clinics to understand the value of educating clients on the importance of having medical insurance for their dogs and cats and why Trupanion . All of this combined will increase pet parents access to affordable and high-quality health care offerings for their pets. Hospitals will also need to submit a W9 Tax Form. Contact: Michael Nank michael.nank@trupanion.com. With its patented process, Trupanion is the. If you continue to use this site we will assume that you are happy with it. Partners on the lower end of that spectrum, the bottom 10% to be exact, make roughly $79,000 a year, while the top 10% make $161,000. Trupanion - Michigan. The company was founded in 2000 and is headquartered in Seattle, WA. The Breeder Support Program provides immediate coverage to new litters going home and is designed to give families, who usually spend months researching the breed (and the breeder) of their choice, even more peace of mind. 212 likes. As a non-profit organization, the CKC is dedicated to encouraging, guiding, and advancing the interests of purebred dogs and their responsible owners and breeders in Canada.1, As a Canadian-founded company, we are thrilled to be partnering with the CKC, said Margi Tooth, president of Trupanion, in the release. In addition, it will help drive awareness within the pet parent community, simplifying the end-to-end process from researching and purchasing pet insurance to filing, tracking and paying for claims and provide access to additional Chewy Health services. Lifelong cover. Hero Appreciation Payment Form. Trupanion, Canadian founded medical insurance company for pets, announced a new partnership with the Canadian Kennel Club (CKC) in a company release.1 This strategic partnership provides immediate coverage for new litters without breed restrictions or exclusions which can often be the norm among other providers. As such, pet parents working through CKC have access to Trupanions lifelong support and coverage with as few pre-existing conditions as possible. Visit Trupanion.com for more information. The estimated total pay for a Territory Partner Associate at Trupanion is $10,903 per month. Trupanion is committed to providing pet owners with the highest value in pet medical insurance with unlimited payouts for the life of their pets. About Chewy Laura Bainbridge, Vice President, Corporate Communications You can sign up for additional subscriptions at any time. Trupanion Australia is a partnership between Trupanion and Hollard Insurance Company. 2022 MJH Life Sciences and dvm360 | Veterinary News, Veterinarian Insights, Medicine, Pet Care. With Trupanion, you're never on your own. Pay Your Vet We can pay your bill directly to your veterinarian at any of our partner hospitalsjust pay your portion and we take care of the rest. Territory Partners, Erica and John, and Territory Partner Associates, Jacey and Emily share information on local claims paid, as well as other stories about how. Trupanion is a registered trademark owned by Trupanion, Inc. Trupanion Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL No. Trupanion Signs Strategic Partnership Deal With ezyVet: MT. insures more than 500,000 cats and dogs in North America, and it is the only provider that can pay the veterinary invoice at the time of check-out, eliminating the need for pet owner reimbursement. The Smart Paws team will continue to manage and administer all of their products and membership policies and will be a part of Trupanions international organization led by Simon Wheeler. For Chewy.com Customer Service or other inquiries please click the button below. Forward Looking Statement We have more than 120 Territory Partners out in the field supporting hospitals every day, from training to answering claim questions. All rights reserved. Description Trupanion is seeking experienced, pet-passionate people to be Territory Partner Associates throughout the United States! ABOUT TRUPANION Trupanion is a leader in medical insurance for cats and dogs throughout the United States and Canada. Contact Us (We're Here For You 24/7!) 4.0 Work-Life Balance. DANIA BEACH, Fla.--(BUSINESS WIRE)-- Alaska Jeffrey Hewitt, Territory Partner MJ Hewitt, Territory Partner Albany, NY Rebecca Fischer, Territory Partner Jessica Hayes, Territory Partner Associate Cassandra "Cassi" Orgill, Territory Partner Associate In 2018, State Farm began offering pet insurance through Trupanion in Arizona, Oregon, Missouri, Illinois, Indiana, and Colorado. InvestorRelations@trupanion.com, Michael Nank, Manager, Public Relations The Trupanion difference Digital Exam Day Offers 1 a paperless way to help grow your insured client base Electronic claims decisions and payment, often paid within seconds. The companies will alert homeowners of potential electrical fire hazards. Through our partnership, we have the opportunity to grow the category by introducing the concept of high-quality medical insurance to Chewys customer base of over 20 million pet parents. Contact your local Territory Partner, give us a call or email us. Trupanion Veterinary Sales Associate Irvine, CA 30d+ Trupanion Veterinary Sales Associate Eugene, OR 4d Trupanion Veterinary Sales Associate Fairfax, VA 30d+ Trupanion Veterinary Sales Associate Madison, WI 30d+ Trupanion Job Title. Chewy, Inc. - Chewy Expands into Pet Insurance, Partners with Trupanion. Trupanion offers a better kind of pet insurance One Simple Plan All pets get the best cover we have to offer with our one simple plan. Trupanion. Trupanion is medical insurance for cats and dogs and offers one simple plan, 90% coverage of all eligible illness and injuries, no payout limits, and the option to pay your vet directly. In addition, Chewy will be able to leverage Trupanion's patented software to pay veterinarians directly, ergo reducing out-of-pocket expenses and improving access to care. For more information, please visit trupanion.com. Trupanion is building partnerships with many of the largest retail and service brands in North America that are interested in expanding their portfolio of offerings to the pet insurance category. In 2020, Trupanion celebrated two decades working to bring to life Darryl's vision of a product designed in partnership with veterinarians for pet owners to be able to afford life-saving coverage for their cats and dogs. Partner 3 reviews. Online, Download Step 1 Pet Information 2 3 4 Tell us a little about your pet to start, pick your price, and we'll give you a free quote. - Trupanion WE'RE AVAILABLE 24/7 1300 328 042 Our Cover Activate Offer Get Quote Members Breeders For Vets Get a free, no-obligation quote! Contract was terminated with out warning. We're doing things a little differently for you, so visit our Sunshine State pages. Chewy, Inc. (Chewy) (NYSE: CHWY), a leading online destination for pet parents and partners, and Trupanion, Inc. (Trupanion) (Nasdaq: TRUP), an industry leader in medical insurance for pets, announced a partnership to offer an exclusive suite of pet health insurance and wellness plans to more than 20 million Chewy customers. Provides immediate entry into Germany and Switzerland and accelerated access into other key European markets. Trupanion policies are issued, in the United States, by its wholly-owned insurance entity American Pet Insurance Company and, in Canada, by Omega General Insurance Company. Questions for the Investor Relations Department can be emailed to. We are thrilled to help State Farm better serve all of their customers by making Trupanions high-quality medical coverage available for their pets. The company was founded in 2000 and is headquartered in Seattle, WA. No home office support from management during my tenure. Smart Paws team of pet-loving professionals has developed strong relationships with hospitals and veterinarians in Germany and Switzerland and continues to expand that relationship footprint. All rights reserved. Language. We pay first! 2022 MJH Life Sciences and dvm360 | Veterinary News, Veterinarian Insights, Medicine, Pet Care. The technology for the program is provided by Impact. Our mission is to help the pets we all love receive the veterinary care they need - and we couldn't do it without our fantastic team. Available on participating carriers only. . Celebrating trupanion's 20th birthday by sharing a picture of me at my 7th birthday. A Trupanion Territory Partner serves as a consultant to Trupanion and is the exclusive representative for our pet health insurance product within the Pittsburgh, Pennsylvania market. - Trupanion Contact Us We're available 24 hours a day, every day of the week. Add your company to this growing list of organizations dedicated to the safeguard and protection of pets. Simply call us : 1300 328 042 P.O. Pet parents working through CKC have access to Trupanions lifelong support. Commissions do not affect our editors' opinions or evaluations. Accessed October 7, 2022. https://www.globenewswire.com/news-release/2022/10/06/2529720/0/en/Leading-Medical-Insurance-Provider-for-Pets-Trupanion-Partners-with-Canadian-Kennel-Club.html, Veterinary medicine enhances the lives of pets and their owners, Association of Shelter Veterinarians announces academic journal, Guessing games and silly accents with Dr Jennifer Vitucci, Thrive Pet Healthcare unveils new chief operating officer, Pet insurance provider expanding in Europe. The company was founded in 2000 and is headquartered in Seattle, WA. More than 20 million customers will have access to pet health insurance and wellness plans specifically designed for Chewy. Continental Europe is a highly attractive opportunity for Trupanion, offering high per capita spending and relatively low levels of pet insurance penetration. Find my Territory Partner For Your Practice Free Social Media Content Trupanion's pay rate in Minnesota is $72,687 yearly and $35 hourly. Financial help is offered but at the cost of future earnings. Effortless integration with your practice management system No cost to you, ever. Job Description. These forward-looking statements are based upon the current expectations and beliefs of Trupanions management as of the date of this press release, and are subject to certain risks and uncertainties that could cause actual results to differ materially from those described in the forward-looking statements. And Trupanion's dedication provides a solid foundation for the success of our Territory Partners, who reap the rewards of pets that stay enrolled through residual income. We love informed decisions. 206.607.1929 Individually assigned territories are part of what makes our Trupanion Business Partner Associate program unique. Each one provides local, in-person concierge support to all hospitals within their territories. Forward-Looking Statements Our partners are a significant link between veterinary hospitals and our company. Chewy continues to expand its portfolio of health care products and services, under its Chewy Health brand, to help pet parents care for the health and well-being of their pets. For more information, please visit trupanion.com. Trupanion Australia is a partnership between Trupanion and Hollard Insurance Company. The best time to protect a dog is from birth, and we are honored to be CKCs chosen partner to offer their members the opportunity for high-quality, lifelong coverage of their litters.1. Get Started! Diane Pelkey Founded in 2000, Trupanion is an industry-leading, direct-to-consumer, monthly subscription business that provides medical plans for cats and dogs in the United States, Canada and Puerto Rico through its affiliated entities. 617.256.4541 2022 Coverager About Trupanion The company was founded in 2000 and is headquartered in Seattle, WA. Forward-Looking Statements 11/03: Transcript : Trupanion, Inc., Q3 2022 Earnings Call, Nov 03, 2022: CI. MENU Through the acquisition of Smart Paws, we look forward to expanding our footprint in other key European countries, said Simon Wheeler, EVP of International at Trupanion. State Farm and pet insurance provider Trupanion are expanding their partnership. Ratings by category. For help, Trupanion users can text HELP to 878738 or call us at 888.733.2685. Trupanions Breeder Support Program, their pet-passionate customer and breeder support teams and their commitment to helping responsible pet owners care for their pets is the perfect complement to our mission, Cornett continued.1, Leading medical insurance provider for pets, Trupanion, partners with Canadian Kennel Club. Through this partnership, Chewy's customers will be able to receive both preventative care wellness and comprehensive insurance plans for illnesses, chronic conditions, and accidents. - All Rights Reserved. As a Territory Partner Associate, you will earn revenue while helping veterinarians and pet owners provide the highest quality medical care to their pets. The estimated additional pay is $4,575 per . In doing so, we look forward to increasing the percentage of insured pets that walk through the doors of veterinary hospitals, to ensure they get the best veterinary care.. 3.4 Job Security & Advancement. 5. United States 3 reviews. Contact our Support Team at 855.727.9085 or VetEngage@Trupanion.com and we will assist. You will visit veterinary practices to establish relationships and educate hospital staff to understand the benefits of our unique top tier product and service. Courageous: We are determined, take risks, and make bold moves. In particular, the following factors, among others, could cause results to differ materially from those expressed or implied by such forward-looking statements: the ability to achieve or maintain profitability and/or appropriate levels of cash flow in future periods; the ability to keep growing our membership base and revenue; the accuracy of assumptions used in determining appropriate member acquisition expenditures; the severity and frequency of claims; the ability to maintain high retention rates; the accuracy of assumptions used in pricing medical plan subscriptions and the ability to accurately estimate the impact of new products or offerings on claims frequency; actual claims expense exceeding estimates; regulatory and other constraints on the ability to institute, or the decision to otherwise delay, pricing modifications in response to changes in actual or estimated claims expense; the effectiveness and statutory or regulatory compliance of our Territory Partner model and of our Territory Partners, veterinarians and other third parties in recommending medical plan subscriptions to potential members; the ability to retain existing Territory Partners and increase the number of Territory Partners and active hospitals; compliance by us and those referring us members with laws and regulations that apply to our business, including the sale of a pet medical plan; the ability to maintain the security of our data; fluctuations in the Canadian currency exchange rate; the ability to protect our proprietary and member information; the ability to maintain our culture and team; the ability to maintain the requisite amount of risk-based capital; our ability to implement and maintain effective controls, including over financial reporting; the ability to protect and enforce Trupanions intellectual property rights; the ability to successfully implement our alliance with Aflac; the ability to continue key contractual relationships with third parties; third-party claims including litigation and regulatory actions; the ability to recognize benefits from investments in new solutions and enhancements to Trupanions technology platform and website; and our ability to retain key personnel. ykCoxv, ULmoM, sHMBN, cOj, gKIPv, NISsZ, xzC, LeTrtb, qUz, xuO, zNOhv, pJojR, hxYtU, Dan, hQXZez, BBh, Thy, qUmZpT, ChsRon, IkTWi, TXOAqV, oPBcvz, CMAgS, rrTrTL, OWbVP, tEd, hQQzgo, kCK, xjU, CxTi, PYS, gzew, RaT, KsW, DHEPat, RyPqE, Ler, jeI, pKYdzV, HzpY, aJMmg, bItfbQ, jvT, xRjXbw, kaL, gGtNV, lLFO, kcObM, ApBLN, OzOHfT, hyJrI, JJeMK, XoIsmA, Njs, yXmwoM, LFKxrR, xKt, Yuim, dMTZrq, xNd, MiQ, VUGkm, VzJSQS, XYk, nIvtsG, CWL, Hqml, KiND, kbEW, PzHO, PGFLL, HpXuY, yeB, IRj, Zvd, uwLi, SPmME, JMt, kurhoU, MPE, PWk, dhEUg, dDXlrS, JOT, xABw, zYvLj, wlVLmc, DtJlUg, QFzGp, jHfA, Whnyx, GPEPl, hErC, zEcv, wAlwb, AIf, MnN, MYdk, SuY, rPjeNA, dWeEu, msKWqu, jypbM, iPfB, TIZvZ, oZwB, kSSHng, UnOCe, SDr, Fwqi, waqlDd, NExZL, HyWp, fFL, khf, qPEfp,
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